15 Of The Best Money Books For Young Adults – Learn How To Live The Life You Want

Are you looking for the best money books for young adults?

best money books for young adults

best money books for young adults

Today, I want to talk about the best money and life books for new high school graduates, college graduates, and other young adults. These would be great for graduation gifts, or just for yourself!

I wasn’t always good with money when I was younger. I bought more clothes than I needed, financed a new car, spent a lot going out to eat, and spent a lot of money on things I didn’t need. It took me several years to realize how my spending habits were affecting the rest of my life.

I think this is fairly common when you’re younger, and there are lots of great financial books for young adults that can help you understand how money works and how to prepare for the future. 

The best money books for young adults explain personal finance topics like saving, investing, making more money, and more. And, reading them when you’re young can help you get on the right track with your money from a young age. 

Rather than spending years playing catch up with your money, you can get started on a great path now. 

I often get questions from young readers who are looking for help with their money, and I also get questions about how to help a young person with their money. These books are a great gift for yourself or someone you know.

For me, I love to give books as gifts, especially personal finance books for high school and college graduation gifts. And the best money books for young adults on this list make for great gifts – I’ve even given some of these books as gifts.

If you want to change your life, then I recommend that you start reading personal finance books. Yes, money is not everything, but improving your financial situation can help you gain control of your life.

Related: 6 Simple Steps That Will Teach You How To Write A Check

There are many different books listed below, so you will be sure to find at least one or two that meet your needs.

The best personal finance books may help you learn how to:

  • Understand basic financial concepts in an easier way
  • Reach financial independence or retire early
  • Take on your own yearlong shopping ban
  • Deal with and pay off debt
  • Better manage the 168 hours a week you have
  • Become more confident
  • Invest for your future
  • Choose your own dreams and adventures
  • Find the best path to pay off your student loans

And more!

Here are 15 of the best money books for young adults.

 

1. Broke Millennial

Broke Millennial was written by Erin Lowry, and is a must-read for young adults. She makes the topic of money entertaining, fun, and relatable for young adults. You won’t be bored with this money book!

Erin gives readers a step-by-step plan to stop being broke, and she discusses many topics, from tricky ones like how to manage student loans, how to discuss money with your partner, and more.

Please click here to check out Broke Millennial.

Another one of the best money books for young adults is Broke Millennial Takes On Investing. Erin recently published this one and it’s a great read, as it covers the topic of investing without making you feel dumb.

 

2. Work Optional: Retire Early the Non-Penny-Pinching Way

Work Optional is another one of my top picks for best money books for young adults, as it was written by one of my favorite writers, Tanja Hester. This personal finance book will show you how to reach financial independence so that you can live the life you want. 

I know retirement feels very far away when you’re younger, but this book explains how early retirement is a possibility if you start saving money now. Yes, retiring before the traditional age of 65 can happen, and it starts with the kind of guidance you’ll get in this book.

Please click here to check out Work Optional: Retire Early the Non-Penny-Pinching Way.

 

3. The Year of Less by Cait Flanders

If you’re looking for one of the best financial books for graduation gifts, check out The Year of Less by Cait Flanders. In this book, Cait writes about her yearlong shopping ban which will inspire you to simplify your own life and address your relationship with material possessions.

Cait talks about how for a full year, she only bought groceries, toiletries, and gas, and how it impacted her life. This is a great read for young adults as it is so easy to get into a spending cycle when you get your first real job and start earning larger paychecks.

Please click here to check out The Year of Less by Cait Flanders.

 

4. Dear Debt

Dear Debt was written by Melanie Lockert and focuses on people’s relationships with debt in a funny and endearing way.

Dear Debt is a must read for anyone who has debt or is taking on debt. Melanie shares her personal experience paying off $80,000 of student loan debt, how it affected her mindset, and more. This is one of the best money books for young adults because it’s a personal story about overcoming debt. There’s also tons of great money advice that will help others overcome the debt that may be holding them back.

Please click here to check out Dear Debt.

 

5. 168 Hours: You Have More Time Than You Think

Do you ever wish that you had more time in your week?

This book, written by Laura Vanderkam, focuses on helping people manage their time better so they can focus on what really matters.

Laura writes about tips and tricks to live a more efficient life. She teaches you how to prioritize things in your life, from how to get enough sleep every night to finding time for hobbies you’ve been wanting to try. You will learn how to use your 168 hours a week to make your life better, as you’ll learn many great life-changing strategies.

Please click here to check out 168 Hours: You Have More Time Than You Think.

 

6. How to Win Friends and Influence People

How to Win Friends and Influence People was written by Dale Carnegie in 1936 and has sold over 15,000,000 copies worldwide. This is one of the most best-selling books ever, and for good reason!

This book will show you how to approach situations differently, become more confident, and get people to like you. This is one of the best money books for young adults that people of all ages will benefit from, because this book is all about living a happier and more successful life at any age.

Please click here to check out How to Win Friends and Influence People.

7. Quit Like A Millionaire

Quit Like A Millionaire was written by Kristy Shen and Bryce Leung, who are well-known people in the FIRE community. And, if you’re not familiar with FIRE, it stands for Financial Independence Retire Early. Everyone approaches FIRE differently, but the point is to stop letting money hold you back from living the life you want.

Kristy retired early at the age of 31 with a million dollars, and has a very inspirational story. In this book, she explains how that was possible and how it can be a reality for you too. This is a great guide on how to save more money, retire early, and live the life that you want.

In this book, you’ll learn a step-by-step guide on how to reach success, whatever that may mean for you. This is a fun and inspirational book that will open you up to new possibilities and opportunities.

Please click here to check out Quit Like A Millionaire.

 

8. Get Money

Get Money is a book by Kristin Wong, and it’s an engaging read that will teach you how to manage your money.

Kristin gives you a step-by-step personal finance guide that will show you what you need to do in order to stop letting money control your life. You will learn how to create a budget, pay off your debt, build a better credit score, negotiate, and how to start investing.

Please click here to check out Get Money.

 

9. Financial Freedom: A Proven Path to All the Money You Will Ever Need

Financial Freedom was written by Grant Sabatier, who decided that he needed to change his life by learning how to make more money.

Here’s a bio I found about Grant to show you how awesome he is!

“In 2010, 24-year old Grant Sabatier woke up to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1.25 million, and CNBC began calling him ‘The Millennial Millionaire.’ By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it’s obsolete.”

In his book, Grant writes about how to reach financial freedom through steps such as building side hustles, traveling the world for less, building an investment portfolio, and more. 

Please click here to check out Financial Freedom.

 

10. The Simple Path To Wealth

The Simple Path To Wealth was written by JL Collins, and it’s one of the most popular and best money books for young adults that’s available.

Collins writes about many important financial topics in his book, such as how to avoid debt, how to build wealth, what the 4% rule is and how to use it to your advantage, and more.

This is an easy book to read, and it makes complicated personal finance topics much easier to understand. Many people have said that JL Collins is the reason why they were able to retire early, thanks a lot to his website and book.

Please click here to check out The Simple Path To Wealth.

 

11. Student Loan Solution

Student Loan Solution was written by David Carlson, and it’s a great book for anyone who has student loan debt.

Student loans can be extremely difficult to understand, as there is so much different terminology as well as different ways to pay them back (such as loan forgiveness, consolidation, and so on). This book explains a 5-step process that will help you to better understand your student loans, the best ways to pay them off, and more.

Please click here to check out Student Loan Solution.

 

12. The Millionaire Next Door

The Millionaire Next Door is another classic personal finance book, and it was written by Thomas J. Stanley.

In his book, he writes about the common traits of those who are wealthy, and how the wealthy can be even someone such as your neighbor, even though you might not realize it. This book shows readers that anyone can retire with wealth, not just your traditional multi-millionaires living in huge mansions with airplanes.

This is one of the best finance books for graduation gifts because it will make you rethink what it means to be rich, which is important to understand from a young age.

Please click here to check out The Millionaire Next Door.

 

13. The Infographic Guide to Personal Finance: A Visual Reference for Everything You Need to Know

The Infographic Guide to Personal Finance, written by Michele Cagan, is one that I learned about from my readers. What’s great about this book is that it gives you a visual guide to important personal finance topics, and many people learn better from visuals.

This book is different in that it is full of infographics, which make it fun and easy to read. You will learn how to find a bank, build an emergency fund, how to pick health and property insurance, and more.

Please click here to check out The Infographic Guide to Personal Finance.

 

14. Choose FI

Choose FI was written by Chris Mamula, Brad Barrett, and Jonathan Mendonsa. These guys are behind one of my favorite Facebook communities, Choose FI, and they explain how to reach financial independence and retire early. 

While retiring early may seem out of reach if you’ve just graduated, this book teaches you how to “choose your own adventure” and improve your financial situation.

Please click here to check out Choose FI.

 

15. I Will Teach You To Be Rich

I Will Teach You To Be Rich was written by Ramit Sethi and is a excellent book for beginners. It would make a great gift for a recent high school or college graduate.

Ramit’s I Will Teach You To Be Rich is packed full of great lessons, and it is written in a fun way. He covers the basics of personal finance such as budgeting, saving money, investing, and more.

Please click here to check out I Will Teach You To Be Rich.

What do you think are the best money books for young adults?

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Source: makingsenseofcents.com

16 Best Survey Sites

This page may include affiliate links. Please see the disclosure page for more information.

Sharing your opinions by taking part in surveys is a great way to influence products and services and make some cash at the same time. The best survey sites work with companies to get consumer thoughts on current and future products and services.

If you’re interested in learning more about how you can earn some extra cash by sharing your opinions, check out our suggestions for the best survey sites to sign up with.

In This Article

What are the Best Survey Sites?

Not all survey sites are the same. The best survey sites make it easy to sign up, easy to complete surveys, and easy to make money.

While some survey sites are definitely not legit, the survey sites mentioned here are the real deal. Here’s a bit of information about the best survey sites on the web.

1. Survey Junkie

You know Survey Junkie is legit when it’s one of the most popular survey sites around. And it was created in 2005 which makes it one of the longest running survey sites. Survey Junkie has over 10 million members so they must be doing something right.

How it Works

The company has two survey groups you can sign up for: The regular Survey Junkie and SJ Pulse.

The basic Survey Junkie gathers opinions through surveys and other types of market research. SJ Pulse works to have members participate in focus groups and share browsing activity.

If you choose to participate in basic Survey Junkie, here’s how it works:

  • You complete profiles to see if you’re eligible for surveys
  • Once you’re eligible, you can take surveys anywhere from any type of device
  • You earn points for every completed survey

With SJ Pulse, you just download the extension or opt-in on the Survey Junkie app. Survey Junkie does the rest as it assesses your browsing activity for market research purposes.

How Will I Get Paid?

So, with Survey Junkie you get points for each completed survey or activity. Then you can use your points to get PayPal cash or gift cards to a variety of retailers. If you choose the gift card option, you can get gift cards to Amazon, Walmart, iTunes, and more.

Oh, and you can get paid via bank transfer as well.

How to Sign Up

It’s easy to sign up for Survey Junkie: Just hit the “Join Now” button on the website’s homepage.

Trustpilot score: 4.5 out of 5 stars

2. Swagbucks

Swagbucks nears the top of our list as one of the best survey sites too. First launched in 2008, Swagbucks has paid out over $460 million dollars to its members.

How it Works

Once you’ve signed up, Swagbucks will show you a list of surveys you can take. As you answer the questions you earn points.

Bonus: Swagbucks has other ways you can earn points too. You can watch videos, shop online, play games, search the Web and more. In fact, the site often has signup bonuses of $5 or $10 to give you an earnings boost.

Just browse the site daily to look for ways to earn points that can be converted into cash.

How Will I Get Paid?

Once you’ve hit the minimum number of points you can redeem those points for PayPal cash or gift cards to popular retailers.

Some of the retailers Swagbucks partners with include Walmart, Target, and Amazon.

How to Sign Up

Simply visit the Swagbucks website and you’ll see a popup box that shows you how to sign up. You can sign up with your Facebook account or with your email address.

Trustpilot Score: 4.5 out of 5 stars

3. Vindale Research

Vindale Research is another long-time site in the survey business. They’ve been in operation since 2004 and have paid out nearly $8 million.

How it Works

Once you’ve signed up, you’ll get invitations daily to complete surveys on a number of topics. Survey topics include:

  • Automobiles
  • Politics and current events
  • Home improvement
  • Health and beauty

And other topics. You can also earn cash through Vindale Research by referring others to sign up and by participating in other activities.

How Will I Get Paid?

One unique thing about Vindale Research is that they pay you in cash. There are no points to earn or redeem. Just request a PayPal payout when you’re ready.

How to Sign Up

At the top of the Vindale Research website, on the right hand side, there are two buttons: Sign In and Sign Up. Hit the “Sign Up” button and become a member for free. The website will instruct you from there.

Trustpilot score: 4 out of 5 stars

4. InboxDollars

InboxDollars started up in 2000 and has paid out over $59 million to members. Oh, they often have sign up bonuses as well.

How it Works

When you sign up (for free) as a member, you’ll be asked a number of questions in order to complete your profile. The answers you enter will help InboxDollars direct you to surveys that are right for you.

As you fill out the surveys you earn cash for each completed survey. And you can also earn money by completing other activities such as:

  • Watching videos
  • Playing games
  • Shopping online
  • Taking advantage of deals

Each task has a dollar amount assigned to it so you know how much you’ll earn if you choose to complete the task.

How Will I Get Paid?

As with Vindale Research, InboxDollars pays you in cash, not points. When you’ve reached the minimum earnings threshold of $30 you can request your cash.

They’ll pay you via mailed check, PayPal, or you can get an e-gift card to retailers such as Amazon.

How to Sign Up

There’s a signup box right on the InboxDollars homepage. Fill out the information in the signup box to open a free account. Remember that you’ll get a lot more survey opportunities if you fill out the answers to all of the profile questions.

Trustpilot score: 3.5 out of 5 stars

5. MyPoints

MyPoints has been helping people earn money through surveys since 1996. They’re another trusted site you can earn some cash with.

How it Works

When you sign up on the site you’ll get notifications to see if you qualify for surveys. One cool thing about MyPoints is that they pay you even if you don’t qualify for the survey. They’ll pay you a bit just for trying. Many sites won’t do that.

There are other ways to earn with MyPoints too such as shopping online and watching videos.

How Will I Get Paid?

When you earn your points you can redeem them for a variety of gift cards. You can get gift cards to PayPal (i.e. cash) or gift cards to one of the company’s 75+ other retail partners.

How to Sign Up

Just head to the MyPoints website and fill out the signup box as directed.

Trustpilot score: 4.4 out of 5 stars

6. Harris Poll Online

Harris Poll Online is one of the longest-running survey sites. They’ve been in the market research game since 1975 and did in-person and mail-in surveys before online surveying became a thing.

How it Works

Once you sign up with Harris Poll Online you’ll be eligible to start receiving survey invitations. The invitations are based on the information you shared when you signed up.

Each invitation comes with a short questionnaire to see if you’re eligible. If you are, you continue on with and finish the survey to get points.

How Will I Get Paid?

You earn what are called “HiPoints” for each survey you complete with Harris Poll Online. After you’ve earned the minimum number of points, you can cash those points in for free gift cards to various retailers.

How to Sign Up

Just go to the Harris Poll Online website and click on the sign up button and follow the prompts.

Trustpilot score: 3 out of 5 stars

7. Pinecone Research

Pinecone Research is another longtime survey company with a great reputation. Although the website doesn’t say how much they’ve paid out, I can tell you they’ve been around for quite some time.

How it Works

When you sign up you’ll start getting notifications for surveys. Note that when you sign up you need to fill out your profile as accurately as possible. This will ensure you qualify for the highest number of surveys.

This is because companies that hire Pinecone Research have specific client bases for each market research project.

How Will I Get Paid?

Every time you complete a survey you’ll earn points. Then you can redeem your points for cash via a bank transfer. You can choose e-gift cards or other merchandise as payment too.

Note that with Pinecone your points do expire after 12 months of no earning activity. So if you’ve earned points and have decided to discontinue working with Pinecone be sure to cash out your points.

How to Sign Up

When you visit the Pinecone Research site, just click on the signup button and follow the directions.

Trustpilot score: 2.5 out of 5 stars

8. LifePoints

LifePoints has a member community of over 5,000,000 that earn money by taking surveys. The LifePoints website says that the company is ranked the largest provider of custom research and analysis.

How it Works

Once you sign up to become a member, you’re sent surveys you have the option to complete. As long as you complete the surveys within the specified survey period you will earn LifePoints.

Along with surveys, you might be asked to participate in market research that involves recording daily habits or trying out a new product.

How Will I Get Paid?

You can use your LifePoints to get paid by PayPal or to get other rewards such as e-gift cards. The site even has an option where you can trade in your LifePoints to make a donation to charity.

How to Sign Up

Head to the LifePoints homepage and click the “join now” button on the top right-hand side of your screen.

Trustpilot score: 4.6 out of 5 stars

9. Ipsos i-Say

Ipsos i-Say is an online survey community with millions of members. One cool thing about i-Say is that along with traditional market research surveys they have polls that are created by members.

How it Works

As with other survey companies, you start by becoming a member. You’ll earn points for each survey you complete. And there are contests you can enter as well. As with any of these sites, you can earn cash at home or anywhere else where you have a few minutes to spare.

How Will I Get Paid?

As you earn points, you can use them to get e-gift cards to retailers such as Starbucks, Amazon, and Walmart. You can get PayPal gift cards as well.

How to Sign Up

Once you reach the i-Say website you’ll see a “Join Now” button in the middle of your screen. Click the button and follow the prompts.

Trustpilot score: 4.2 out of 5

10. Opinion Outpost

Opinion Outpost is another upstanding survey company that’s been around for years. In addition to surveys, the company also offers product testing.

How it Works

When you first sign up you take a screen questionnaire to help match you with the right types of surveys for your demographic. Sometimes there will be duplicate questions in the screening questionnaire to ensure you’re answering questions accurately.

Once you’ve completed the screening session you’ll get access to surveys that fit your demographic.

How Will I Get Paid?

Opinion Outpost awards points for each completed survey or other activity. You can use your points to get PayPal cash, Visa gift cards, or other awards like Amazon e-gift cards.

How to Sign Up

Just hit the “Join” button at the top right hand side of the Opinion Outpost home page and follow the prompts.

Trustpilot score: 4.3 out of 5

11. Toluna

Toluna shares surveys on current affairs, new products and more.

How it Works

When you sign up to be a Toluna Influencer you’ll be a part of a community that influences the products and services of the future. Each survey takes about 15 to 20 minutes to complete.

How Will I Get Paid?

Toluna uses a points-based system. Points can be used to get cash, e-gift cards, or other prizes.

How to Sign Up

Click the Sign Up button on the top right hand side of the home page. Complete instructions from there.

Trustpilot score: 4.2 out of 5 stars

12. Branded Surveys

Branded Surveys is a bit newer on the scene than some of the other companies we’ve mentioned here. However, they’re already gaining a great reputation from survey takers.

How it Works

You’ll answer some demographics questions when you sign up, as with similar sites. The site has several different profile surveys you can fill out.

You choose which ones you fill out and which ones you don’t, but the more you fill out the more surveys you can be matched with. You’ll be given survey opportunities based on your screening survey answers.

How Will I Get Paid?

You get awarded points for each survey you complete. After you’ve reached the minimum threshold of 1,000 points, you can get paid via PayPal or Branded Pay, which is the company’s own payroll system.

You can get e-gift cards as pay too.

How to Sign Up

Just click on the Sign Up button on the top right hand corner sidebar and follow the prompts. You can sign up via Facebook or with your email address.

Trustpilot score: 4.4 out of 5

13 .PrizeRebel

PrizeRebel has been in business since 2007. They’ve got over 10 million members and they’ve paid out over 22 million rewards.

How it Works

The sign up process is super easy. Once you sign up, you’ll complete a demographics survey for which you’ll earn points. This survey will match you to surveys you can complete to earn cash.

How Will I Get Paid?

PrizeRebel works on a points-based system, meaning you’ll earn points for every completed survey. You can choose to redeem your points for PayPal cash, e-gift cards, online games, or other prizes.

How to Sign Up

You sign up with Facebook; there’s a big pop-up box on the home page. You can’t miss it.

Trustpilot score: 3.3 out of 5 stars

14. Valued Opinions

Valued Opinions has been conducting market research since 2004. They’re a part of a larger company called Dynata Global which is the largest research market company in the world.

How it Works

After you complete the registration form (it only takes a few minutes) you’ll start receiving survey invitations. If you fit the right demographic, you’ll receive invitations to test new products and review advertising campaigns as well.

How Will I Get Paid?

You can use your earned points to get a Visa gift card, a gift card to one of many store retailers, or use your points to make a donation to one of the company’s partner charities.

How to Sign Up

There are “Join Now” buttons in several places on the site’s home page. Click on one to begin your registration.

Trustpilot score: 4.0 out of 5 stars

15. Google Opinion Rewards

The Google Opinions Rewards app lets you share your opinion right from your phone (most of the other companies mentioned here do to, though).

How it Works

After you sign up, you can complete short surveys while doing other tasks such as waiting for appointments. The app will tell you when there is a survey waiting for you.

You’re chosen for surveys based on the information you fill out when you sign up. Each short survey pays between $0.10 and $1.00

How Will I Get Paid?

Every time your rewards balance reaches $2.00, Google Opinion Rewards will send the money to your PayPal account via the address you signed up with.

How to Sign Up

Just download the app for Android or iOS. Make sure you use your main PayPal address when you sign up for the site in order to receive your payments before they expire.

Trustpilot score: None listed

16. American Consumer Opinion

American Consumer Opinion started surveying customers in 1986 via phone and snail mail. Today the company’s digital surveys ask you questions about the economy, and about products and services they use.

How it Works

After you register, the company will send you survey invitations via email. Know that this company sends survey requests several times a year.

That means you might not get as many survey requests as you would with some of the other companies listed here. As you complete each survey you will be rewarded with points.

How Will I Get Paid?

You can cash out your points and get PayPal cash. Or you can choose from a variety of other rewards such as e-gift cards.

How to Sign Up

Just click the Sign Up button in the middle of the screen or on the upper right hand corner of the site’s home page.

Trustpilot score: None listed

Summary

You won’t get rich by taking surveys but it can be a great way to earn some extra cash. Especially if you use the sites listed here. Have you ever taken surveys to make money? If so, what do you think the best survey sites are?

Tell us in the comments section.

Laurie is personal finance writer and a licensed Realtor. Her goal in blogging is to help others find their way to financial freedom, and to a simpler, more peaceful life.

Source: debtdiscipline.com

16 Best Survey Sites

This page may include affiliate links. Please see the disclosure page for more information.

Sharing your opinions by taking part in surveys is a great way to influence products and services and make some cash at the same time. The best survey sites work with companies to get consumer thoughts on current and future products and services.

If you’re interested in learning more about how you can earn some extra cash by sharing your opinions, check out our suggestions for the best survey sites to sign up with.

In This Article

What are the Best Survey Sites?

Not all survey sites are the same. The best survey sites make it easy to sign up, easy to complete surveys, and easy to make money.

While some survey sites are definitely not legit, the survey sites mentioned here are the real deal. Here’s a bit of information about the best survey sites on the web.

1. Survey Junkie

You know Survey Junkie is legit when it’s one of the most popular survey sites around. And it was created in 2005 which makes it one of the longest running survey sites. Survey Junkie has over 10 million members so they must be doing something right.

How it Works

The company has two survey groups you can sign up for: The regular Survey Junkie and SJ Pulse.

The basic Survey Junkie gathers opinions through surveys and other types of market research. SJ Pulse works to have members participate in focus groups and share browsing activity.

If you choose to participate in basic Survey Junkie, here’s how it works:

  • You complete profiles to see if you’re eligible for surveys
  • Once you’re eligible, you can take surveys anywhere from any type of device
  • You earn points for every completed survey

With SJ Pulse, you just download the extension or opt-in on the Survey Junkie app. Survey Junkie does the rest as it assesses your browsing activity for market research purposes.

How Will I Get Paid?

So, with Survey Junkie you get points for each completed survey or activity. Then you can use your points to get PayPal cash or gift cards to a variety of retailers. If you choose the gift card option, you can get gift cards to Amazon, Walmart, iTunes, and more.

Oh, and you can get paid via bank transfer as well.

How to Sign Up

It’s easy to sign up for Survey Junkie: Just hit the “Join Now” button on the website’s homepage.

Trustpilot score: 4.5 out of 5 stars

2. Swagbucks

Swagbucks nears the top of our list as one of the best survey sites too. First launched in 2008, Swagbucks has paid out over $460 million dollars to its members.

How it Works

Once you’ve signed up, Swagbucks will show you a list of surveys you can take. As you answer the questions you earn points.

Bonus: Swagbucks has other ways you can earn points too. You can watch videos, shop online, play games, search the Web and more. In fact, the site often has signup bonuses of $5 or $10 to give you an earnings boost.

Just browse the site daily to look for ways to earn points that can be converted into cash.

How Will I Get Paid?

Once you’ve hit the minimum number of points you can redeem those points for PayPal cash or gift cards to popular retailers.

Some of the retailers Swagbucks partners with include Walmart, Target, and Amazon.

How to Sign Up

Simply visit the Swagbucks website and you’ll see a popup box that shows you how to sign up. You can sign up with your Facebook account or with your email address.

Trustpilot Score: 4.5 out of 5 stars

3. Vindale Research

Vindale Research is another long-time site in the survey business. They’ve been in operation since 2004 and have paid out nearly $8 million.

How it Works

Once you’ve signed up, you’ll get invitations daily to complete surveys on a number of topics. Survey topics include:

  • Automobiles
  • Politics and current events
  • Home improvement
  • Health and beauty

And other topics. You can also earn cash through Vindale Research by referring others to sign up and by participating in other activities.

How Will I Get Paid?

One unique thing about Vindale Research is that they pay you in cash. There are no points to earn or redeem. Just request a PayPal payout when you’re ready.

How to Sign Up

At the top of the Vindale Research website, on the right hand side, there are two buttons: Sign In and Sign Up. Hit the “Sign Up” button and become a member for free. The website will instruct you from there.

Trustpilot score: 4 out of 5 stars

4. InboxDollars

InboxDollars started up in 2000 and has paid out over $59 million to members. Oh, they often have sign up bonuses as well.

How it Works

When you sign up (for free) as a member, you’ll be asked a number of questions in order to complete your profile. The answers you enter will help InboxDollars direct you to surveys that are right for you.

As you fill out the surveys you earn cash for each completed survey. And you can also earn money by completing other activities such as:

  • Watching videos
  • Playing games
  • Shopping online
  • Taking advantage of deals

Each task has a dollar amount assigned to it so you know how much you’ll earn if you choose to complete the task.

How Will I Get Paid?

As with Vindale Research, InboxDollars pays you in cash, not points. When you’ve reached the minimum earnings threshold of $30 you can request your cash.

They’ll pay you via mailed check, PayPal, or you can get an e-gift card to retailers such as Amazon.

How to Sign Up

There’s a signup box right on the InboxDollars homepage. Fill out the information in the signup box to open a free account. Remember that you’ll get a lot more survey opportunities if you fill out the answers to all of the profile questions.

Trustpilot score: 3.5 out of 5 stars

5. MyPoints

MyPoints has been helping people earn money through surveys since 1996. They’re another trusted site you can earn some cash with.

How it Works

When you sign up on the site you’ll get notifications to see if you qualify for surveys. One cool thing about MyPoints is that they pay you even if you don’t qualify for the survey. They’ll pay you a bit just for trying. Many sites won’t do that.

There are other ways to earn with MyPoints too such as shopping online and watching videos.

How Will I Get Paid?

When you earn your points you can redeem them for a variety of gift cards. You can get gift cards to PayPal (i.e. cash) or gift cards to one of the company’s 75+ other retail partners.

How to Sign Up

Just head to the MyPoints website and fill out the signup box as directed.

Trustpilot score: 4.4 out of 5 stars

6. Harris Poll Online

Harris Poll Online is one of the longest-running survey sites. They’ve been in the market research game since 1975 and did in-person and mail-in surveys before online surveying became a thing.

How it Works

Once you sign up with Harris Poll Online you’ll be eligible to start receiving survey invitations. The invitations are based on the information you shared when you signed up.

Each invitation comes with a short questionnaire to see if you’re eligible. If you are, you continue on with and finish the survey to get points.

How Will I Get Paid?

You earn what are called “HiPoints” for each survey you complete with Harris Poll Online. After you’ve earned the minimum number of points, you can cash those points in for free gift cards to various retailers.

How to Sign Up

Just go to the Harris Poll Online website and click on the sign up button and follow the prompts.

Trustpilot score: 3 out of 5 stars

7. Pinecone Research

Pinecone Research is another longtime survey company with a great reputation. Although the website doesn’t say how much they’ve paid out, I can tell you they’ve been around for quite some time.

How it Works

When you sign up you’ll start getting notifications for surveys. Note that when you sign up you need to fill out your profile as accurately as possible. This will ensure you qualify for the highest number of surveys.

This is because companies that hire Pinecone Research have specific client bases for each market research project.

How Will I Get Paid?

Every time you complete a survey you’ll earn points. Then you can redeem your points for cash via a bank transfer. You can choose e-gift cards or other merchandise as payment too.

Note that with Pinecone your points do expire after 12 months of no earning activity. So if you’ve earned points and have decided to discontinue working with Pinecone be sure to cash out your points.

How to Sign Up

When you visit the Pinecone Research site, just click on the signup button and follow the directions.

Trustpilot score: 2.5 out of 5 stars

8. LifePoints

LifePoints has a member community of over 5,000,000 that earn money by taking surveys. The LifePoints website says that the company is ranked the largest provider of custom research and analysis.

How it Works

Once you sign up to become a member, you’re sent surveys you have the option to complete. As long as you complete the surveys within the specified survey period you will earn LifePoints.

Along with surveys, you might be asked to participate in market research that involves recording daily habits or trying out a new product.

How Will I Get Paid?

You can use your LifePoints to get paid by PayPal or to get other rewards such as e-gift cards. The site even has an option where you can trade in your LifePoints to make a donation to charity.

How to Sign Up

Head to the LifePoints homepage and click the “join now” button on the top right-hand side of your screen.

Trustpilot score: 4.6 out of 5 stars

9. Ipsos i-Say

Ipsos i-Say is an online survey community with millions of members. One cool thing about i-Say is that along with traditional market research surveys they have polls that are created by members.

How it Works

As with other survey companies, you start by becoming a member. You’ll earn points for each survey you complete. And there are contests you can enter as well. As with any of these sites, you can earn cash at home or anywhere else where you have a few minutes to spare.

How Will I Get Paid?

As you earn points, you can use them to get e-gift cards to retailers such as Starbucks, Amazon, and Walmart. You can get PayPal gift cards as well.

How to Sign Up

Once you reach the i-Say website you’ll see a “Join Now” button in the middle of your screen. Click the button and follow the prompts.

Trustpilot score: 4.2 out of 5

10. Opinion Outpost

Opinion Outpost is another upstanding survey company that’s been around for years. In addition to surveys, the company also offers product testing.

How it Works

When you first sign up you take a screen questionnaire to help match you with the right types of surveys for your demographic. Sometimes there will be duplicate questions in the screening questionnaire to ensure you’re answering questions accurately.

Once you’ve completed the screening session you’ll get access to surveys that fit your demographic.

How Will I Get Paid?

Opinion Outpost awards points for each completed survey or other activity. You can use your points to get PayPal cash, Visa gift cards, or other awards like Amazon e-gift cards.

How to Sign Up

Just hit the “Join” button at the top right hand side of the Opinion Outpost home page and follow the prompts.

Trustpilot score: 4.3 out of 5

11. Toluna

Toluna shares surveys on current affairs, new products and more.

How it Works

When you sign up to be a Toluna Influencer you’ll be a part of a community that influences the products and services of the future. Each survey takes about 15 to 20 minutes to complete.

How Will I Get Paid?

Toluna uses a points-based system. Points can be used to get cash, e-gift cards, or other prizes.

How to Sign Up

Click the Sign Up button on the top right hand side of the home page. Complete instructions from there.

Trustpilot score: 4.2 out of 5 stars

12. Branded Surveys

Branded Surveys is a bit newer on the scene than some of the other companies we’ve mentioned here. However, they’re already gaining a great reputation from survey takers.

How it Works

You’ll answer some demographics questions when you sign up, as with similar sites. The site has several different profile surveys you can fill out.

You choose which ones you fill out and which ones you don’t, but the more you fill out the more surveys you can be matched with. You’ll be given survey opportunities based on your screening survey answers.

How Will I Get Paid?

You get awarded points for each survey you complete. After you’ve reached the minimum threshold of 1,000 points, you can get paid via PayPal or Branded Pay, which is the company’s own payroll system.

You can get e-gift cards as pay too.

How to Sign Up

Just click on the Sign Up button on the top right hand corner sidebar and follow the prompts. You can sign up via Facebook or with your email address.

Trustpilot score: 4.4 out of 5

13 .PrizeRebel

PrizeRebel has been in business since 2007. They’ve got over 10 million members and they’ve paid out over 22 million rewards.

How it Works

The sign up process is super easy. Once you sign up, you’ll complete a demographics survey for which you’ll earn points. This survey will match you to surveys you can complete to earn cash.

How Will I Get Paid?

PrizeRebel works on a points-based system, meaning you’ll earn points for every completed survey. You can choose to redeem your points for PayPal cash, e-gift cards, online games, or other prizes.

How to Sign Up

You sign up with Facebook; there’s a big pop-up box on the home page. You can’t miss it.

Trustpilot score: 3.3 out of 5 stars

14. Valued Opinions

Valued Opinions has been conducting market research since 2004. They’re a part of a larger company called Dynata Global which is the largest research market company in the world.

How it Works

After you complete the registration form (it only takes a few minutes) you’ll start receiving survey invitations. If you fit the right demographic, you’ll receive invitations to test new products and review advertising campaigns as well.

How Will I Get Paid?

You can use your earned points to get a Visa gift card, a gift card to one of many store retailers, or use your points to make a donation to one of the company’s partner charities.

How to Sign Up

There are “Join Now” buttons in several places on the site’s home page. Click on one to begin your registration.

Trustpilot score: 4.0 out of 5 stars

15. Google Opinion Rewards

The Google Opinions Rewards app lets you share your opinion right from your phone (most of the other companies mentioned here do to, though).

How it Works

After you sign up, you can complete short surveys while doing other tasks such as waiting for appointments. The app will tell you when there is a survey waiting for you.

You’re chosen for surveys based on the information you fill out when you sign up. Each short survey pays between $0.10 and $1.00

How Will I Get Paid?

Every time your rewards balance reaches $2.00, Google Opinion Rewards will send the money to your PayPal account via the address you signed up with.

How to Sign Up

Just download the app for Android or iOS. Make sure you use your main PayPal address when you sign up for the site in order to receive your payments before they expire.

Trustpilot score: None listed

16. American Consumer Opinion

American Consumer Opinion started surveying customers in 1986 via phone and snail mail. Today the company’s digital surveys ask you questions about the economy, and about products and services they use.

How it Works

After you register, the company will send you survey invitations via email. Know that this company sends survey requests several times a year.

That means you might not get as many survey requests as you would with some of the other companies listed here. As you complete each survey you will be rewarded with points.

How Will I Get Paid?

You can cash out your points and get PayPal cash. Or you can choose from a variety of other rewards such as e-gift cards.

How to Sign Up

Just click the Sign Up button in the middle of the screen or on the upper right hand corner of the site’s home page.

Trustpilot score: None listed

Summary

You won’t get rich by taking surveys but it can be a great way to earn some extra cash. Especially if you use the sites listed here. Have you ever taken surveys to make money? If so, what do you think the best survey sites are?

Tell us in the comments section.

Laurie is personal finance writer and a licensed Realtor. Her goal in blogging is to help others find their way to financial freedom, and to a simpler, more peaceful life.

Source: debtdiscipline.com

21 Easy Ways to Get Free Google Play Credits

This page may include affiliate links. Please see the disclosure page for more information.

There are several ways to get free Google play credits if you’re interested in being able to get more apps for your Android Phone.

If you find a lot of apps on Google Play that you like and want to get for free–or get credits to pay for the monthly cost of the app–check out this list of sites that will let you earn free Google play credits.

Our Top Picks to Get Free Google Play Credits

Fetch Rewards – Scan receipts from purchases you make

Swagbucks – Take Surveys and Get a $10 Sign Up Bonus

Mistplay – Get Paid to Play Games On Your Phone

In This Article

Shopping Apps

One way to get free google play credits is to use popular shopping apps when you shop online and in-store. Here are some of our favorite apps for doing that.

1. Ibotta

Ibotta helps you earn rewards two different ways. You can earn by taking advantage of in-store offers that pop up on your Ibotta app when you shop at your favorite stores.

Or you can take advantage of offers that pop up when you shop online through your Ibotta app. All of your money savings goes as cash into your Ibotta account. Then you can withdraw the cash via PayPal or Venmo.

However, you can also use your cash savings to buy gift cards to retailers that partner with Ibotta, one of which is the Google Play store.

Bonus: You can earn cash by referring others to use Ibotta as well, resulting in more money to use toward your Google Play credit purchases.

2. Fetch Rewards

Using Fetch Rewards is another really easy way to get Free Google Play Credits. When you install the Fetch Rewards app on your phone, you’ll be able to scan your receipts into the app’s system.

The Fetch Rewards app will automatically scan your receipt for cash back offers on purchases from its retail partner deals. Fetch Rewards partners with big name brands such as Kraft, Huggies, General Mills and more.

You’ll get points every time you make a purchase that coordinates with a participating offer. Then you can use your Fetch Rewards points to get gift cards for free Google Play Credits.

You can earn additional points by referring friends to use the app or by purchasing special offer products when you get notification of them.

3. InstaGC

InstaGC is a rewards site that will pay you for, among other things, shopping online. When you shop online through the InstaGC site, you earn points. After you’ve accumulated the specified number of points you can use the points to get your free Google Play Store gift card.

InstaGC lets you earn points in other ways besides shopping online too. You can earn by taking surveys, watching videos, surfing the web, referring friends to use the app, and more.

And if you’ve got enough Google Play Store gift cards, you can choose from over 300 other stores to get free gift cards to with your InstaGC points.

Take Surveys to Get Google Play Credits

Another way to earn free credits for Google Play is by taking surveys. Here are a few of the most popular survey companies that offer Google Play credits.

4. Survey Junkie

Survey Junkie is one of the highest rated and longest running survey companies on the web. Each time you take a survey, you earn points. Then you can use the points to get your free Google play credits

Bonus: You can earn extra points by taking part in focus groups and by sharing your browsing activity with Survey Junkie’s SJ Pulse add-on.

Have enough Google Play credits? Use your points to get PayPal cash or gift cards from popular retailers such as Walmart or Amazon.

5. LifePoints

Like other survey companies, LifePoints will reward you with points for sharing your opinion on popular products and services. Or for sharing your opinion on subjects such as current events.

You’re rewarded with points every time you complete a survey. Then you can use your points to get your free Google Play Store gift card. As with other survey companies, you can use your points to get gift cards to other retailers or to cash out via PayPal as well.

In addition to completing surveys, LifePoints might ask you on occasion to complete specified activities as well. You’ll get rewarded points for completing the required activities too.

6. Google Opinion Rewards

Google Opinion Rewards is another site that will reward you for completing surveys. This site is a bit different in that you have to wait for an invitation to complete a survey.

After you sign up, you might get an invitation weekly, or you might get several invitations in a given week. Oh, and can earn points other ways too such as downloading apps.

All of the surveys through Google Opinion Rewards are created by Google. So it makes sense that they’d offer free Google Play Credits as a reward for completing the surveys.

7. Swagbucks

Swagbucks has paid hundreds of millions of dollars to people who use the site to take surveys and complete other tasks. All you need to do is sign up for a free account on Swagbucks and you can start taking surveys right away.

You can cash out and get your free credits after you reach the minimum number of required points. Swagbucks will give you points for completing other tasks too, such as watching videos, shopping online, or searching the net.

Along with getting free Google Play credits, you can use the points you earn to get free retailer gift cards too.

8. Branded Surveys

Branded Surveys is another popular survey company. With this company you start by filling out a profile when you sign up. Your completed profile will help the company match you with their partners and products.

After you’ve completed your profile, your Branded Surveys dashboard will show you surveys that match your profile. Each completed and approved survey will award you a designated number of points.

Then you can use the points to get your free Google Play credits. Or if you’d like, you can use your points to get PayPal cash or other retail gift cards.

9. Harris Poll Online

Harris Poll Online is one of the longest running and most well respected survey sites. When you become a Harris Poll Online member (it’s free) and fill out the required member information you can qualify to take surveys.

Each time you complete a survey, you’ll earn what are called HIPoints. You can be as active as you want on the site, however, the more active you are the more HIPoints you’ll earn.

After you reach the designated points balance, you can trade your points in for gift cards to get your Google Play credits or get gift cards to other retailers.

Note that Harris Poll Online is one of the few companies that doesn’t pay out in cash. But if you’re looking to earn free Google Play credits that shouldn’t matter much.

10. i-Say

When you sign up to take surveys through i-Say, they’ll contact you when they have a survey that fits the qualifications you specified on your profile.

i-Say members receive an average of eight surveys per month according to the i-Say website. You’ll earn i-Say points for every completed survey. Then you can use your points to get your free Google Play credits gift card.

Note that if you don’t take any surveys with i-Say for a three-month or longer period, your account becomes inactive and you risk losing your i-Say points.

Now let’s talk about ways you can earn Google Play credits by playing games online.

Get Paid to Play Games

There are several websites that will reward you for playing games online. Here are a few of the most popular sites.

11. Mistplay

Mistplay rewards members for trying out new games that the site recommends. The site makes a Mixlist for you. Your Mixlist is a personalized game library similar to your personalized song library you might have on Spotify or similar sites.

As a member, you’ll get rewarded units every time you play. The longer you play, the more units you’ll earn.

The units you earn can be used to get great rewards such as Google Play gift cards. Mistplay has given away over $11 million in rewards to date, so you know they’re legit.

Bonus: Mistplay has regular contests you can enter to win cash and other prizes.

12. Bananatic

Bananatic is a site that rewards you for testing out games and leaving reviews after you test. You’ll earn “bananas” every time you complete a quest, leave a review and follow other directions.

Bananas are Bananatic’s own virtual currency. After you reach the required number of Bananas, you can use them to get free Google Play gift cards and other gift cards.

Bananatic has a community too where you can add friends to your group and share experiences. There’s no cost to join Bananatic and there are plenty of free games to play.

Note that there are in-app purchases you can make as well, but doing so isn’t a requirement.

13. AppNana

AppNana will give you “nanas” for downloading free apps to play games on them. The more you play, the more nanas you’ll earn. In fact, you can earn 400 nanas per day just by logging into your account.

Besides playing games, you can earn nanas for other activities too. You can earn for simply downloading apps, for watching videos on AppNana, and more.

AppNana will give you nanas for inviting friends to become members too. Then you can use your nanas to get your free Google Play gift card.

Other reward options include credits to use your nanas at the AppNana store. AppNana is available on both Android and Apple iOS.

14. AppKarma

AppKarma works similar to AppNana. You’ll earn rewards for following the app’s instructions. For instance, you might be asked to download a game app and play to level four.

There are other apps you can use to earn points besides game apps too. Your points are rewarded fairly quickly, usually within 15 minutes of completing the requirements for using the game app.

Then you can use your points to get your free Google Play credits or other retailer gift cards. Note that you can earn points for other activities within AppKarma too, such as referring friends who sign up to use the app.

Check out the other AppKarma features too, such as daily rewards.

The last section we’ll talk about for earning free Google Play credits involves apps and websites that will pay you for completing various tasks.

Complete Tasks to Get Credits

Each of these sites/apps pays you in points or other rewards for completing a variety of tasks. Check them out and see if you’d like to join and get free rewards.

15. MobileXpression

MobileXpression is probably one of the easiest task apps to use to get free Google Play credits. This is because all you have to do is download the app and do what you normally do.

MobileExpression awards you points every week simply for using the devices you have the app downloaded and activated on. The app shares your browsing information with its partners so they can better design products and services for you.

Reward choices vary, and you might not find Google Play credits as a choice for your reward. If that happens, you can always get an Amazon gift card with your rewards points and use it to purchase a Google Play gift card through Amazon.

16. FeaturePoints

FeaturePoints is an app that gives you rewards by completing various tasks such as:

  • Taking surveys
  • Shopping online
  • Downloading apps
  • Referring friends

And more. A lot of the tasks are easy, such as one-question surveys. And earning points by shopping online is easy when you shop at stores through the FeaturePoints portal.

You can use your rewards points to get your free Google Play gift card or any number of other prizes available.

FeaturePoints has instant win contests too where you can win up to 50,000 points to be used to get more free gift cards. This site has been in operation since 2012 and has paid out close to $6 million in rewards to date.

17. Viggle

Viggle gives you points for using the Viggle app to stream shows and/or movies. You’ll check in to a show by tapping on the Viggle app before you watch.

Once you’ve checked in, Viggle will keep track of your viewing and reward you with Perk Points. You can check into any movie or TV show to earn, but you’ll earn more points if you watch featured shows or movies suggested by Viggle.

There are also trivia questions and other tasks you can do to earn points. Perk Points can be used to get free Google Play gift cards or other retailer gift cards.

Or if you’d rather, you can use your points to donate to one of several charities Viggle partners with.

18. PrizeRebel

PrizeRebel will reward you points for getting free Google Play gift cards when you complete a variety of tasks. Some of the tasks you can earn points for include:

  • Watching videos
  • Taking surveys
  • Signing up for offers
  • Referring friends

Aside from using your points to get free Google Play credit gift cards, you can use them to get PayPal money too. Or you can use your points to get prizes such as video games.

Note that PrizeRebel has levels that members can obtain by reaching certain task goals within the site. As you reach higher levels, you get additional member benefits.

19. PointsPrizes

PointsPrizes will reward you with Google Play credits when you complete tasks such as taking surveys, taking advantage of daily bonuses, watching videos, and more.

The PointsPrizes website says that you could earn enough points to get a free Google Play gift card in as little as an hour if you work at it.

Bonus: PointsPrizes will give you additional points when you refer friends who use the site. For every ten points your friend earns, you’ll get awarded one point.

20. CashForApps

CashForApps will give you free Google Play and other gift cards for downloading and using apps they recommend. All of the apps CashForApps recommends are free to download.

You earn points for every app you download and test out. Then you can use the points to get your free Google Play card. The site has other retailer gift cards available as well.

21. GrabPoints

GrabPoints is similar to the other task apps mentioned here. You sign up, you complete tasks of your choosing, and you earn points to get your free Google Play credits.

With GrabPoints you can earn points by taking advantage of offers, completing surveys, watching videos, downloading apps, and other activities. You can earn points for referring friends too.

Along with Google Play gift cards, GrabPoints has gift cards for PayPal cash and for other retailers too.

One cool thing about this site is that you can earn a lot of points each day. The website says some very active members earn 10,000 to 20,000 points per day.

Summary

There are lots of ways to get free Google Play credits. Why pay for them when you can get them for free? The more credits you have, the more apps and games you can download for free.

Have you tried any of these methods for getting free Google Play gift cards? If so, feel free to share your experience in the comments section.

Laurie is personal finance writer and a licensed Realtor. Her goal in blogging is to help others find their way to financial freedom, and to a simpler, more peaceful life.

Source: debtdiscipline.com

GSCU Mortgage Rates Reviews: Today’s Best Analysis

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Good Financial Cents, and author of the personal finance book Soldier of Finance. Jeff is an Iraqi combat veteran and served 9 years in the Army National Guard. His work is regularly featured in Forbes, Business Insider, Inc.com and Entrepreneur.